{"id":346,"date":"2016-07-12T23:13:30","date_gmt":"2016-07-12T21:13:30","guid":{"rendered":"http:\/\/caes.coop\/ca\/?page_id=346"},"modified":"2023-07-19T16:21:58","modified_gmt":"2023-07-19T14:21:58","slug":"assegurances-etiques","status":"publish","type":"page","link":"https:\/\/caes.coop\/ca\/assegurances-etiques\/","title":{"rendered":"Asseguran\u00e7a \u00e8tica"},"content":{"rendered":"<p>[et_pb_section fb_built=&#8221;1&#8243; custom_padding_last_edited=&#8221;on|desktop&#8221; admin_label=&#8221;section&#8221; _builder_version=&#8221;4.16&#8243; background_color=&#8221;#ffffff&#8221; custom_padding=&#8221;0px||0px|&#8221; custom_padding_tablet=&#8221;50px|0|50px|0&#8243; transparent_background=&#8221;off&#8221; padding_mobile=&#8221;off&#8221; make_fullwidth=&#8221;off&#8221; use_custom_width=&#8221;off&#8221; width_unit=&#8221;on&#8221; global_colors_info=&#8221;{}&#8221; custom_padding_phone=&#8221;50px|0|50px|0&#8243;][et_pb_row padding_mobile=&#8221;off&#8221; column_padding_mobile=&#8221;on&#8221; admin_label=&#8221;row&#8221; module_id=&#8221;titol&#8221; _builder_version=&#8221;4.16&#8243; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221; make_fullwidth=&#8221;off&#8221; use_custom_width=&#8221;off&#8221; width_unit=&#8221;on&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;|||&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_post_title meta=&#8221;off&#8221; featured_image=&#8221;off&#8221; admin_label=&#8221;T\u00edtulo de publicaci\u00f3n&#8221; _builder_version=&#8221;4.16&#8243; title_all_caps=&#8221;off&#8221; background_color=&#8221;rgba(255,255,255,0)&#8221; parallax=&#8221;on&#8221; parallax_method=&#8221;off&#8221; border_width_all=&#8221;0px&#8221; border_color_all=&#8221;#ffffff&#8221; border_style_all=&#8221;solid&#8221; parallax_effect=&#8221;on&#8221; module_bg_color=&#8221;rgba(255,255,255,0)&#8221; use_border_color=&#8221;on&#8221; border_color=&#8221;#ffffff&#8221; border_style=&#8221;solid&#8221; global_colors_info=&#8221;{}&#8221;] [\/et_pb_post_title][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; custom_padding_last_edited=&#8221;on|desktop&#8221; admin_label=&#8221;Secci\u00f3n&#8221; _builder_version=&#8221;4.16&#8243; background_color=&#8221;#ffffff&#8221; custom_padding=&#8221;0px||0px|&#8221; custom_padding_tablet=&#8221;50px|0|50px|0&#8243; transparent_background=&#8221;off&#8221; padding_mobile=&#8221;off&#8221; make_fullwidth=&#8221;off&#8221; use_custom_width=&#8221;off&#8221; width_unit=&#8221;on&#8221; global_colors_info=&#8221;{}&#8221; custom_padding_phone=&#8221;50px|0|50px|0&#8243;][et_pb_row admin_label=&#8221;Fila&#8221; _builder_version=&#8221;4.16&#8243; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221; global_colors_info=&#8221;{}&#8221; column_structure=&#8221;1_3,2_3&#8243;][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;|||&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_image src=&#8221;https:\/\/caes.coop\/wp-content\/uploads\/2016\/07\/seguros_eticos.jpg&#8221; align_tablet=&#8221;center&#8221; align_last_edited=&#8221;on|desktop&#8221; admin_label=&#8221;Imagen&#8221; _builder_version=&#8221;4.16&#8243; animation_style=&#8221;slide&#8221; animation_direction=&#8221;left&#8221; animation_duration=&#8221;500ms&#8221; animation_intensity_slide=&#8221;10%&#8221; use_border_color=&#8221;off&#8221; border_color=&#8221;#ffffff&#8221; border_style=&#8221;solid&#8221; animation=&#8221;left&#8221; sticky=&#8221;off&#8221; always_center_on_mobile=&#8221;on&#8221; global_colors_info=&#8221;{}&#8221; align_phone=&#8221;center&#8221;] [\/et_pb_image][\/et_pb_column][et_pb_column type=&#8221;2_3&#8243; _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;|||&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_text admin_label=&#8221;Texto&#8221; _builder_version=&#8221;4.16&#8243; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221; custom_padding=&#8221;|20px||20px&#8221; use_border_color=&#8221;off&#8221; border_color=&#8221;#ffffff&#8221; border_style=&#8221;solid&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h2>Una asseguran\u00e7a \u00e8tica?<\/h2>\n<p>L&#8217;asseguran\u00e7a \u00e9s un instrument financer i, com a tal, ha d&#8217;estar al servei de les persones. Entenem l&#8217;asseguran\u00e7a com un instrument social i reivindiquem els valors d&#8217;una asseguran\u00e7a \u00e8tica i solid\u00e0ria basada en tres principis:<\/p>\n<ul>\n<li><strong>Mutualitat<\/strong>: entenem l&#8217;asseguran\u00e7a com a instrument col\u00b7lectiu al servei de la comunitat<\/li>\n<li><strong>Equitat<\/strong>: creiem que l&#8217;acc\u00e9s a cobertures asseguradores ha de ser un dret per a tothom<\/li>\n<li><strong>Transpar\u00e8ncia<\/strong>: reivindiquem una asseguran\u00e7a que sigui un contracte entre iguals sense abusos ni cl\u00e0usules injustes, discriminat\u00f2ries o ambig\u00fces<\/li>\n<\/ul>\n<p>L&#8217;asseguran\u00e7a \u00e8tica, com a part de la finan\u00e7a \u00e8tica, forma part de les estrat\u00e8gies d&#8217;articulaci\u00f3 del mercat social i de la transici\u00f3 cap a una nova economia social i solid\u00e0ria.<\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row admin_label=&#8221;Fila&#8221; _builder_version=&#8221;4.16&#8243; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221; global_colors_info=&#8221;{}&#8221; column_structure=&#8221;2_3,1_3&#8243;][et_pb_column type=&#8221;2_3&#8243; _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;|||&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_text admin_label=&#8221;Texto&#8221; _builder_version=&#8221;4.16&#8243; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221; use_border_color=&#8221;off&#8221; border_color=&#8221;#ffffff&#8221; border_style=&#8221;solid&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h2>Taula del sistema de Finances \u00c8tiques<\/h2>\n<p>Com succeeix amb la banca, al sector assegurador la inversi\u00f3 \u00e9s la principal font de beneficis, per\u00f2 tamb\u00e9 ha de permetre establir vincles socials i comunitaris. Per a les persones consumidores d&#8217;assegurances \u00e9s important con\u00e8ixer quin \u00fas dels seus diners fa el sistema assegurador.<\/p>\n<p>En la finan\u00e7a \u00e8tica, la pol\u00edtica d&#8217;inversi\u00f3 es basa en criteris positius de servei a l&#8217;economia real, a projectes que tinguin un impacte positiu en termes de sostenibilitat social o ambiental. A m\u00e9s, tamb\u00e9 han de facilitar l&#8217;acc\u00e9s al cr\u00e8dit a col\u00b7lectius tradicionalment exclosos.<\/p>\n<p>La <a href=\"https:\/\/reas.red\/mesa-de-finanzas\/inicio-mesa-de-las-finanzas-eticas\/\"><strong>Taula del Sistema de Finances \u00c8tiques de REAS-Xarxa de Xarxes d&#8217;Economia Alternativa i Solid\u00e0ria<\/strong><\/a> coordina organitzacions adherides a les activitats i principis de la finan\u00e7a \u00e8tica a Espanya.<\/p>\n<p>CAES forma part de la Taula des de la seva constituci\u00f3 perqu\u00e8 entenem que una resposta efectiva a la necessitat d&#8217;una nova finan\u00e7a passa per l&#8217;articulaci\u00f3 d&#8217;un sistema integral de finances \u00e8tiques que incorpori instruments bancaris, de cr\u00e8dit i d&#8217;asseguran\u00e7a.<\/p>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;|||&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_image src=&#8221;https:\/\/caes.coop\/wp-content\/uploads\/2016\/07\/finanzas-eticas.png&#8221; align_tablet=&#8221;center&#8221; align_last_edited=&#8221;on|desktop&#8221; admin_label=&#8221;Imagen&#8221; _builder_version=&#8221;4.16&#8243; animation_style=&#8221;slide&#8221; animation_direction=&#8221;left&#8221; animation_duration=&#8221;500ms&#8221; animation_intensity_slide=&#8221;10%&#8221; use_border_color=&#8221;off&#8221; border_color=&#8221;#ffffff&#8221; border_style=&#8221;solid&#8221; animation=&#8221;left&#8221; sticky=&#8221;off&#8221; always_center_on_mobile=&#8221;on&#8221; global_colors_info=&#8221;{}&#8221; align_phone=&#8221;center&#8221;] [\/et_pb_image][\/et_pb_column][\/et_pb_row][et_pb_row padding_mobile=&#8221;off&#8221; column_padding_mobile=&#8221;on&#8221; admin_label=&#8221;Fila&#8221; _builder_version=&#8221;4.16&#8243; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221; make_fullwidth=&#8221;off&#8221; use_custom_width=&#8221;off&#8221; width_unit=&#8221;on&#8221; global_colors_info=&#8221;{}&#8221; column_structure=&#8221;1_3,2_3&#8243;][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;|||&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_image src=&#8221;https:\/\/caes.coop\/wp-content\/uploads\/2016\/07\/sello.png&#8221; align_tablet=&#8221;center&#8221; align_last_edited=&#8221;on|desktop&#8221; admin_label=&#8221;Imagen&#8221; _builder_version=&#8221;4.16&#8243; animation_style=&#8221;slide&#8221; animation_direction=&#8221;left&#8221; animation_duration=&#8221;500ms&#8221; animation_intensity_slide=&#8221;10%&#8221; use_border_color=&#8221;off&#8221; border_color=&#8221;#ffffff&#8221; border_style=&#8221;solid&#8221; animation=&#8221;left&#8221; sticky=&#8221;off&#8221; always_center_on_mobile=&#8221;on&#8221; global_colors_info=&#8221;{}&#8221; align_phone=&#8221;center&#8221;] [\/et_pb_image][\/et_pb_column][et_pb_column type=&#8221;2_3&#8243; _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;|||&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_text admin_label=&#8221;Texto&#8221; _builder_version=&#8221;4.16&#8243; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221; custom_padding=&#8221;|20px||20px&#8221; use_border_color=&#8221;off&#8221; border_color=&#8221;#ffffff&#8221; border_style=&#8221;solid&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h2>El segell EthSI<\/h2>\n<p>L&#8217;any 2009 es va crear la certificaci\u00f3 <strong><a href=\"https:\/\/ethsi.net\/\">EthSI<\/a><\/strong>, un segell d&#8217;abast europeu que <strong>avala el comprom\u00eds social i ambiental de les organitzacions<\/strong> que operen en el mercat assegurador. Aquest distintiu, que s&#8217;ha de renovar anualment, el concedeix l&#8217;Observatori de les Finances \u00c8tiques a trav\u00e9s d&#8217;un comit\u00e8 avaluador independent. El comit\u00e8 examina si les companyies exerceixen un comportament \u00e8tic en el si de l&#8217;organitzaci\u00f3 aix\u00ed com amb els productes que ofereixen i les inversions que realitzen. A Espanya nom\u00e9s cinc corredories i tres companyies d&#8217;assegurances disposen d&#8217;aquesta certificaci\u00f3. Entre elles, hi ha les corredories de CAES, Ar\u00e7 Cooperativa i Seryes.<\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; custom_padding_last_edited=&#8221;on|desktop&#8221; admin_label=&#8221;Secci\u00f3n&#8221; _builder_version=&#8221;4.16&#8243; background_color=&#8221;#f2efea&#8221; custom_padding_tablet=&#8221;50px|0|50px|0&#8243; transparent_background=&#8221;off&#8221; padding_mobile=&#8221;off&#8221; make_fullwidth=&#8221;off&#8221; use_custom_width=&#8221;off&#8221; width_unit=&#8221;on&#8221; global_colors_info=&#8221;{}&#8221; custom_padding_phone=&#8221;50px|0|50px|0&#8243;][et_pb_row padding_mobile=&#8221;off&#8221; column_padding_mobile=&#8221;on&#8221; admin_label=&#8221;Fila&#8221; _builder_version=&#8221;4.16&#8243; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221; make_fullwidth=&#8221;off&#8221; use_custom_width=&#8221;off&#8221; width_unit=&#8221;on&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;|||&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_text admin_label=&#8221;Texto&#8221; _builder_version=&#8221;4.16&#8243; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221; text_orientation=&#8221;center&#8221; module_alignment=&#8221;center&#8221; use_border_color=&#8221;off&#8221; border_color=&#8221;#ffffff&#8221; border_style=&#8221;solid&#8221; global_colors_info=&#8221;{}&#8221;]<span class=\"deu\">5<\/span><br \/>\n<span class=\"preguntesclau\">Preguntes clau<\/span><br \/>\n[\/et_pb_text][et_pb_slider admin_label=&#8221;Deslizador&#8221; _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;|||&#8221; custom_padding_tablet=&#8221;|||&#8221; custom_padding_phone=&#8221;|||&#8221; remove_inner_shadow=&#8221;on&#8221; hide_content_on_mobile=&#8221;off&#8221; hide_cta_on_mobile=&#8221;off&#8221; show_inner_shadow=&#8221;off&#8221; button_letter_spacing_hover=&#8221;0&#8243; global_colors_info=&#8221;{}&#8221; button_text_size__hover_enabled=&#8221;off&#8221; button_one_text_size__hover_enabled=&#8221;off&#8221; button_two_text_size__hover_enabled=&#8221;off&#8221; button_text_color__hover_enabled=&#8221;off&#8221; button_one_text_color__hover_enabled=&#8221;off&#8221; button_two_text_color__hover_enabled=&#8221;off&#8221; button_border_width__hover_enabled=&#8221;off&#8221; button_one_border_width__hover_enabled=&#8221;off&#8221; button_two_border_width__hover_enabled=&#8221;off&#8221; button_border_color__hover_enabled=&#8221;off&#8221; button_one_border_color__hover_enabled=&#8221;off&#8221; button_two_border_color__hover_enabled=&#8221;off&#8221; button_border_radius__hover_enabled=&#8221;off&#8221; button_one_border_radius__hover_enabled=&#8221;off&#8221; button_two_border_radius__hover_enabled=&#8221;off&#8221; button_letter_spacing__hover_enabled=&#8221;on&#8221; button_letter_spacing__hover=&#8221;0&#8243; button_one_letter_spacing__hover_enabled=&#8221;off&#8221; button_two_letter_spacing__hover_enabled=&#8221;off&#8221; button_bg_color__hover_enabled=&#8221;off&#8221; button_one_bg_color__hover_enabled=&#8221;off&#8221; button_two_bg_color__hover_enabled=&#8221;off&#8221;][et_pb_slide heading=&#8221;Per qu\u00e8 s&#8217;afirma que s&#8217;ofereixen assegurances \u00e8tiques si en alguns casos els contracten amb companyies convencionals?&#8221; use_bg_overlay=&#8221;off&#8221; use_text_overlay=&#8221;off&#8221; _builder_version=&#8221;4.16&#8243; header_font=&#8221;||||&#8221; body_font=&#8221;||||&#8221; background_color=&#8221;#f2efea&#8221; button_icon_placement=&#8221;right&#8221; button_on_hover=&#8221;on&#8221; background_layout=&#8221;light&#8221; global_colors_info=&#8221;{}&#8221; sticky_transition=&#8221;on&#8221; button_text_size__hover_enabled=&#8221;off&#8221; button_one_text_size__hover_enabled=&#8221;off&#8221; button_two_text_size__hover_enabled=&#8221;off&#8221; button_text_color__hover_enabled=&#8221;off&#8221; button_one_text_color__hover_enabled=&#8221;off&#8221; button_two_text_color__hover_enabled=&#8221;off&#8221; button_border_width__hover_enabled=&#8221;off&#8221; button_one_border_width__hover_enabled=&#8221;off&#8221; button_two_border_width__hover_enabled=&#8221;off&#8221; button_border_color__hover_enabled=&#8221;off&#8221; button_one_border_color__hover_enabled=&#8221;off&#8221; button_two_border_color__hover_enabled=&#8221;off&#8221; button_border_radius__hover_enabled=&#8221;off&#8221; button_one_border_radius__hover_enabled=&#8221;off&#8221; button_two_border_radius__hover_enabled=&#8221;off&#8221; button_letter_spacing__hover_enabled=&#8221;off&#8221; button_one_letter_spacing__hover_enabled=&#8221;off&#8221; button_two_letter_spacing__hover_enabled=&#8221;off&#8221; button_bg_color__hover_enabled=&#8221;off&#8221; button_one_bg_color__hover_enabled=&#8221;off&#8221; button_two_bg_color__hover_enabled=&#8221;off&#8221;]El desenvolupament de l&#8217;asseguran\u00e7a \u00e8tica necessita un proc\u00e9s d&#8217;evoluci\u00f3. De moment, les necessitats asseguradores de totes les empreses, entitats i persones no poden estar cobertes amb els productes certificats com \u00e8tics i solidaris perqu\u00e8 encara hi ha poques companyies certificades.<br \/>\n[\/et_pb_slide][et_pb_slide heading=&#8221;Si la p\u00f2lissa que contracte amb Ar\u00e7 o S\u00e8ries la gestiona una companyia no certificada, no puc dir que he adquirit una asseguran\u00e7a \u00e8tica i solid\u00e0ria &#8230;&#8221; use_bg_overlay=&#8221;off&#8221; use_text_overlay=&#8221;off&#8221; _builder_version=&#8221;4.16&#8243; header_font=&#8221;||||&#8221; body_font=&#8221;||||&#8221; background_color=&#8221;#f2efea&#8221; button_icon_placement=&#8221;right&#8221; button_on_hover=&#8221;on&#8221; background_layout=&#8221;light&#8221; global_colors_info=&#8221;{}&#8221; sticky_transition=&#8221;on&#8221; button_text_size__hover_enabled=&#8221;off&#8221; button_one_text_size__hover_enabled=&#8221;off&#8221; button_two_text_size__hover_enabled=&#8221;off&#8221; button_text_color__hover_enabled=&#8221;off&#8221; button_one_text_color__hover_enabled=&#8221;off&#8221; button_two_text_color__hover_enabled=&#8221;off&#8221; button_border_width__hover_enabled=&#8221;off&#8221; button_one_border_width__hover_enabled=&#8221;off&#8221; button_two_border_width__hover_enabled=&#8221;off&#8221; button_border_color__hover_enabled=&#8221;off&#8221; button_one_border_color__hover_enabled=&#8221;off&#8221; button_two_border_color__hover_enabled=&#8221;off&#8221; button_border_radius__hover_enabled=&#8221;off&#8221; button_one_border_radius__hover_enabled=&#8221;off&#8221; button_two_border_radius__hover_enabled=&#8221;off&#8221; button_letter_spacing__hover_enabled=&#8221;off&#8221; button_one_letter_spacing__hover_enabled=&#8221;off&#8221; button_two_letter_spacing__hover_enabled=&#8221;off&#8221; button_bg_color__hover_enabled=&#8221;off&#8221; button_one_bg_color__hover_enabled=&#8221;off&#8221; button_two_bg_color__hover_enabled=&#8221;off&#8221;]Des del punt de vista de la companyia asseguradora i de producte final no, per\u00f2 es tracta d&#8217;un producte \u00e8tic i solidari des del punt de vista de la corredoria que el gestiona (Ar\u00e7 i Seryes), el que permet anar acumulant poder de compra i fer pressi\u00f3 a les companyies.<br \/>\n[\/et_pb_slide][et_pb_slide heading=&#8221;Per qu\u00e8 Ar\u00e7 i S\u00e8ries no treballen exclusivament amb companyies certificades?&#8221; use_bg_overlay=&#8221;off&#8221; use_text_overlay=&#8221;off&#8221; _builder_version=&#8221;4.16&#8243; header_font=&#8221;||||&#8221; body_font=&#8221;||||&#8221; background_color=&#8221;#f2efea&#8221; button_icon_placement=&#8221;right&#8221; button_on_hover=&#8221;on&#8221; background_layout=&#8221;light&#8221; global_colors_info=&#8221;{}&#8221; sticky_transition=&#8221;on&#8221; button_text_size__hover_enabled=&#8221;off&#8221; button_one_text_size__hover_enabled=&#8221;off&#8221; button_two_text_size__hover_enabled=&#8221;off&#8221; button_text_color__hover_enabled=&#8221;off&#8221; button_one_text_color__hover_enabled=&#8221;off&#8221; button_two_text_color__hover_enabled=&#8221;off&#8221; button_border_width__hover_enabled=&#8221;off&#8221; button_one_border_width__hover_enabled=&#8221;off&#8221; button_two_border_width__hover_enabled=&#8221;off&#8221; button_border_color__hover_enabled=&#8221;off&#8221; button_one_border_color__hover_enabled=&#8221;off&#8221; button_two_border_color__hover_enabled=&#8221;off&#8221; button_border_radius__hover_enabled=&#8221;off&#8221; button_one_border_radius__hover_enabled=&#8221;off&#8221; button_two_border_radius__hover_enabled=&#8221;off&#8221; button_letter_spacing__hover_enabled=&#8221;off&#8221; button_one_letter_spacing__hover_enabled=&#8221;off&#8221; button_two_letter_spacing__hover_enabled=&#8221;off&#8221; button_bg_color__hover_enabled=&#8221;off&#8221; button_one_bg_color__hover_enabled=&#8221;off&#8221; button_two_bg_color__hover_enabled=&#8221;off&#8221;]Mentre no es puguin atendre les necessitats asseguradores d&#8217;organitzacions de l&#8217;economia solid\u00e0ria i particulars es treballa per incrementar el poder de compra i perqu\u00e8 les companyies avancin cap al registre EthSI.<br \/>\n[\/et_pb_slide][et_pb_slide heading=&#8221;Ar\u00e7 i S\u00e8ries em poden garantir que les primes de les assegurances que contracte no es reinvertiran en negocis poc \u00e8tics?&#8221; use_bg_overlay=&#8221;off&#8221; use_text_overlay=&#8221;off&#8221; _builder_version=&#8221;4.16&#8243; header_font=&#8221;||||&#8221; body_font=&#8221;||||&#8221; background_color=&#8221;#f2efea&#8221; button_icon_placement=&#8221;right&#8221; button_on_hover=&#8221;on&#8221; background_layout=&#8221;light&#8221; global_colors_info=&#8221;{}&#8221; sticky_transition=&#8221;on&#8221; button_text_size__hover_enabled=&#8221;off&#8221; button_one_text_size__hover_enabled=&#8221;off&#8221; button_two_text_size__hover_enabled=&#8221;off&#8221; button_text_color__hover_enabled=&#8221;off&#8221; button_one_text_color__hover_enabled=&#8221;off&#8221; button_two_text_color__hover_enabled=&#8221;off&#8221; button_border_width__hover_enabled=&#8221;off&#8221; button_one_border_width__hover_enabled=&#8221;off&#8221; button_two_border_width__hover_enabled=&#8221;off&#8221; button_border_color__hover_enabled=&#8221;off&#8221; button_one_border_color__hover_enabled=&#8221;off&#8221; button_two_border_color__hover_enabled=&#8221;off&#8221; button_border_radius__hover_enabled=&#8221;off&#8221; button_one_border_radius__hover_enabled=&#8221;off&#8221; button_two_border_radius__hover_enabled=&#8221;off&#8221; button_letter_spacing__hover_enabled=&#8221;off&#8221; button_one_letter_spacing__hover_enabled=&#8221;off&#8221; button_two_letter_spacing__hover_enabled=&#8221;off&#8221; button_bg_color__hover_enabled=&#8221;off&#8221; button_one_bg_color__hover_enabled=&#8221;off&#8221; button_two_bg_color__hover_enabled=&#8221;off&#8221;]Si l&#8217;Observatori de les Finances \u00c8tiques detect\u00e9s que una part de la inversi\u00f3 d&#8217;una companyia certificada est\u00e0 sent invertida en les anomenades inversions &#8216;de m\u00e0xima sensibilitat \u00e8tica&#8217;, com l&#8217;armament o els paradisos fiscals, podria retirar la certificaci\u00f3 a la companyia.<br \/>\n[\/et_pb_slide][et_pb_slide heading=&#8221;Quin tipus d&#8217;auditoria passen les companyies i les corredories certificades amb el segell EthSI?&#8221; use_bg_overlay=&#8221;off&#8221; use_text_overlay=&#8221;off&#8221; _builder_version=&#8221;4.16&#8243; header_font=&#8221;||||&#8221; body_font=&#8221;||||&#8221; background_color=&#8221;#f2efea&#8221; button_icon_placement=&#8221;right&#8221; button_on_hover=&#8221;on&#8221; background_layout=&#8221;light&#8221; global_colors_info=&#8221;{}&#8221; sticky_transition=&#8221;on&#8221; button_text_size__hover_enabled=&#8221;off&#8221; button_one_text_size__hover_enabled=&#8221;off&#8221; button_two_text_size__hover_enabled=&#8221;off&#8221; button_text_color__hover_enabled=&#8221;off&#8221; button_one_text_color__hover_enabled=&#8221;off&#8221; button_two_text_color__hover_enabled=&#8221;off&#8221; button_border_width__hover_enabled=&#8221;off&#8221; button_one_border_width__hover_enabled=&#8221;off&#8221; button_two_border_width__hover_enabled=&#8221;off&#8221; button_border_color__hover_enabled=&#8221;off&#8221; button_one_border_color__hover_enabled=&#8221;off&#8221; button_two_border_color__hover_enabled=&#8221;off&#8221; button_border_radius__hover_enabled=&#8221;off&#8221; button_one_border_radius__hover_enabled=&#8221;off&#8221; button_two_border_radius__hover_enabled=&#8221;off&#8221; button_letter_spacing__hover_enabled=&#8221;off&#8221; button_one_letter_spacing__hover_enabled=&#8221;off&#8221; button_two_letter_spacing__hover_enabled=&#8221;off&#8221; button_bg_color__hover_enabled=&#8221;off&#8221; button_one_bg_color__hover_enabled=&#8221;off&#8221; button_two_bg_color__hover_enabled=&#8221;off&#8221;]L&#8217;Observatori de les Finances \u00c8tiques demana a les empreses informaci\u00f3 rellevant respecte a cada nivell de registre aix\u00ed com la seva mem\u00f2ria de sostenibilitat i comprova que efectivament s&#8217;hagin millorat.<br \/>\n[\/et_pb_slide][\/et_pb_slider][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; custom_padding_last_edited=&#8221;on|desktop&#8221; admin_label=&#8221;Secci\u00f3n&#8221; module_id=&#8221;pressupost&#8221; _builder_version=&#8221;4.16&#8243; background_color=&#8221;#ffffff&#8221; custom_padding_tablet=&#8221;50px|0|50px|0&#8243; transparent_background=&#8221;off&#8221; padding_mobile=&#8221;off&#8221; make_fullwidth=&#8221;off&#8221; use_custom_width=&#8221;off&#8221; width_unit=&#8221;on&#8221; global_colors_info=&#8221;{}&#8221; custom_padding_phone=&#8221;50px|0|50px|0&#8243;][et_pb_row admin_label=&#8221;Fila&#8221; _builder_version=&#8221;4.16&#8243; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;|||&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_cta title=&#8221;Et passes a les assegurances \u00e8tiques?&#8221; button_url=&#8221;#&#8221; button_text=&#8221;Demana pressupost&#8221; admin_label=&#8221;Llamada a la acci\u00f3n&#8221; _builder_version=&#8221;4.16&#8243; background_color=&#8221;#f2f0eb&#8221; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221; text_orientation=&#8221;left&#8221; background_layout=&#8221;light&#8221; use_border_color=&#8221;off&#8221; border_color=&#8221;#ffffff&#8221; border_style=&#8221;solid&#8221; button_letter_spacing_hover=&#8221;0&#8243; global_colors_info=&#8221;{}&#8221; button_text_size__hover_enabled=&#8221;off&#8221; button_one_text_size__hover_enabled=&#8221;off&#8221; button_two_text_size__hover_enabled=&#8221;off&#8221; button_text_color__hover_enabled=&#8221;off&#8221; button_one_text_color__hover_enabled=&#8221;off&#8221; button_two_text_color__hover_enabled=&#8221;off&#8221; button_border_width__hover_enabled=&#8221;off&#8221; button_one_border_width__hover_enabled=&#8221;off&#8221; button_two_border_width__hover_enabled=&#8221;off&#8221; button_border_color__hover_enabled=&#8221;off&#8221; button_one_border_color__hover_enabled=&#8221;off&#8221; button_two_border_color__hover_enabled=&#8221;off&#8221; button_border_radius__hover_enabled=&#8221;off&#8221; button_one_border_radius__hover_enabled=&#8221;off&#8221; button_two_border_radius__hover_enabled=&#8221;off&#8221; button_letter_spacing__hover_enabled=&#8221;on&#8221; button_letter_spacing__hover=&#8221;0&#8243; button_one_letter_spacing__hover_enabled=&#8221;off&#8221; button_two_letter_spacing__hover_enabled=&#8221;off&#8221; button_bg_color__hover_enabled=&#8221;off&#8221; button_one_bg_color__hover_enabled=&#8221;off&#8221; button_two_bg_color__hover_enabled=&#8221;off&#8221;]<\/p>\n<div class=\"page\" title=\"Page 3\">\n<div class=\"section\">\n<div class=\"layoutArea\">\n<div class=\"column\">Estudiem cada sol\u00b7licitud de manera personalitzada i presentem un pressupost comparant companyies i prioritzant les opcions d&#8217;assegurances certificades com \u00e8tiques i solid\u00e0ries.<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p>[\/et_pb_cta][\/et_pb_column][\/et_pb_row][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Una asseguran\u00e7a \u00e8tica? L&#8217;asseguran\u00e7a \u00e9s un instrument financer i, com a tal, ha d&#8217;estar al servei de les persones. Entenem l&#8217;asseguran\u00e7a com un instrument social i reivindiquem els valors d&#8217;una asseguran\u00e7a \u00e8tica i solid\u00e0ria basada en tres principis: Mutualitat: entenem l&#8217;asseguran\u00e7a com a instrument col\u00b7lectiu al servei de la comunitat Equitat: creiem que l&#8217;acc\u00e9s a cobertures asseguradores ha de ser un dret per a tothom Transpar\u00e8ncia: reivindiquem una asseguran\u00e7a que sigui un contracte entre iguals sense abusos ni cl\u00e0usules injustes, [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"","_exactmetrics_skip_tracking":false,"_exactmetrics_sitenote_active":false,"_exactmetrics_sitenote_note":"","_exactmetrics_sitenote_category":0,"footnotes":""},"class_list":["post-346","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/caes.coop\/ca\/wp-json\/wp\/v2\/pages\/346","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/caes.coop\/ca\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/caes.coop\/ca\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/caes.coop\/ca\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/caes.coop\/ca\/wp-json\/wp\/v2\/comments?post=346"}],"version-history":[{"count":7,"href":"https:\/\/caes.coop\/ca\/wp-json\/wp\/v2\/pages\/346\/revisions"}],"predecessor-version":[{"id":1177,"href":"https:\/\/caes.coop\/ca\/wp-json\/wp\/v2\/pages\/346\/revisions\/1177"}],"wp:attachment":[{"href":"https:\/\/caes.coop\/ca\/wp-json\/wp\/v2\/media?parent=346"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}